A Wind Mitigation Inspection is a brief but thorough inspection that will help determine whether your property can withstand winds and storms and thereby reduce your homeowner's insurance rates considerably (typically $500-$1,000 per year). Quantex will verify construction methods that create wind mitigation discounts from your insurance company. Windows in your home as well as doors are inspected to ensure they can withstand high winds. The roof and structure is then inspected with emphasis on sustainability in high winds. The inspection usually takes less than an hour but can save significant expenses later.
Roof Condition Certification is also known as a Roof Certification. Quantex Home Inspections can perform a Roof Condition Certification inspection for you in all of Tampa Bay, Clearwater, St. Petersburg and all the surrounding areas and counties. The insurance company probably asked for this because they have no record of the age or condition of your roof. As with the 4 Point Inspection, we are looking primarily at the roof covering. There must be no visible signs of deterioration such as lifting, curling, missing or loose tiles or shingles.
We offer pre-purchase (general) home inspections in Pasco, Pinellas, Hillsborough and Hernando counties including the major cities of Tampa, Clearwater and St. Petersburg as well as Spring Hill, Hudson, Palm Harbor and Tarpon Springs. As the Buyer of a home, you want to know about all the systems in the home so there are no surprises. We can prevent surprises by doing a thorough examination of all the systems in the home. Your inspection will include the Exterior, Windows, Doors, Roof, Structure, Foundation, Interior, Appliances, HVAC, Electrical, and Plumbing Systems.
Four-Point Inspections are perhaps the most common inspections performed in the U.S. and generally cover the main systems in a property including the heating, ventilating, air conditioning, plumbing and electrical systems as well as the roof covering.
Insurance companies have become increasingly reluctant to issue Homeowner Insurance policies on older homes (usually 25 years old or more). Their common concern is that there may be conditions in an older home that could become a liability to them. For instance, a home with a roof nearing the end of its reliable service life may fail while under the policy and the homeowner may seek reimbursement from their insurance company for damages to the home or its contents. Similar concerns extend to the condition of the HVAC, electrical and plumbing systems in an older home. If these elements are in poor condition, in need of being updated or replaced or were improperly installed, they may fail and cause fire or water damage to a home.
Since insurance companies typically have little or no detailed information for any particular property, they mitigate their risk by charging YOU the highest rate possible based on their assumption of a worst case scenario. A 4-point inspection performed by Quantex can greatly decrease your insurance rates.
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